David and Patricia are active on Instagram and TikTok promoting their courses. Now, they share their knowledge with others in their course, Residual Payments. Together, they've generated over $20 billion of dollars in sales while earning millions of dollars in residual income. He got into the payment processing business when he met Patricia, but was previously finding his business success in the world of eCommerce. Her clients range from mom-and-pop shops, eCommerce businesses, publically traded companies, and more.ĭavid Carlin is from Park City, Utah and married Patricia over 10 years ago.
She was part of the very first online merchant account in history and is today one of the most influential people in payments.Īs a consultant, her skills continue to help companies easily navigate the world of internet billing. Eventually, she was able to help companies like Star launch their subscription website, NASCAR to implement their subscription billing, Time Magazine to digitize their archives, and more. Her first job in 1998 while living in Florida was customer support for the Internet Billing Company, whose biggest clients at the time were in the adult industry. College wasn't for her either, and she ended dropping out. When she was in high school, she had a hard time paying attention. Patricia Carlin has been in the payments industry for over 20 years, making millions in the United States and overseas. But I think it's totally worth it because you have access to the partnerships through David and Patricia." They just open your mind to what the business model is and how much money you can actually make, the potential. The introductory courses that they offer initially, which cost $49 and $297, won't teach you the business model in its entirety. To see a good return each month, you need at the very least a dozen clients who are all doing over $10,000 per month. If a business is processing under $10,000 per month, you won't be making much money. Also, there's nothing stopping a business owner from going to work with the next payments expert who offers a better fee.Īnother downside is that you can't just work with any business. It takes time to build trust with a local business, to the point where you can then have the conversation about switching. Business owners are being contacted every day with the promise that they can save money on credit card processing fees.Īlthough our team can beat out anyone's pricing, you still have to get better at sales if you want to convince a business owner to switch their processing over to you. A difficult aspect of the payments business model is that you're competing with thousands of companies and salespeople who offer the same service. Those partnerships allow us to provide lower fees than companies like Square, Stripe, Clover, or Toast. The Carlins aren't a scam, especially with the partnerships that they've been able to make over the years. Even if it's repetitive, there's a great feeling of togetherness of support and positivity, and it's always great to hear that members are closing deals each week, which proves that this business model actually works. If you ask a question in the Facebook group within minutes, you're being answered, which you don't see in other Facebook groups. David and Patricia and everyone on the team is very helpful. The private Facebook group has been a great resource. You start getting paid as soon as they start accepting credit cards. And after a business owner replies and is accepted into the program, you set them up with their point of sale system, their new terminal. So all you do is prospects, set up deal calls with David and Patricia Carlin, all the other mentors on the team. What I love is that all the work you do with this business model is front loaded. My commissions each month are just over a thousand dollars, all residual. We switched them over to our credit card processing system, and now they're saving money. After about three or four months, I was able to close my first deal, a local restaurant. "Hey, my name is Jay and I joined residual payments in 2022.
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